In many cases, an accident involving injuries to a person requires special legal protection from a lawyer, preferably one who specializes in personal injuries. Hiring a legal professional will certainly be worth the money spent on your case, and will allow you to get the proper compensation for the injury you have suffered. In this article we will address the topic of injuries and accidents, trying to highlight those scenarios where it is really important to seek the assistance of a legal specialist. Generally speaking, even if the injuries sustained as a result of an accident do not seem to be of much concern on a medical level, the advice is still to consult with a lawyer about the case in question, since they often offer an initial consultation completely free of charge to potential clients.
Coming to possible scenarios, you may need an attorney to represent you as a result of fairly serious injuries, or because of the legal complexity of your type of claim. Some other times, the insurance company refuses to settle in good faith. These are typical cases where being represented by an attorney can make all the difference in the process and subsequent compensation.
Long-term or permanently disabling injuries
If you have suffered injuries as a result of a serious accident that will require long-term care, or have resulted in permanent disability, you should always seek the advice of an experienced personal injury lawyer. Only an experienced technician can accurately calculate the extent of the injuries, and how they will impact the patient’s ability to overcome treatment and resume the course of their life, including financial/assistance. So, there is no better choice than an attorney to get the most out of your claim by pursuing all available forms of compensation for your injuries and other losses.
Normally, the amount of compensation you are entitled to for your injuries depends largely on the severity of your injuries: insurers will look at the type of injuries you sustained, the amount of money you spent on medical treatment, and how long your recovery will take. You will notice that as the amount of potential compensation increases, the maximum limits under the other party’s (at-fault) policy are reached if not exceeded. At this point, it happens that the opposing company may only cover a portion of that amount, i.e., not paying you in full what you are really owed. This is where you should retain the services of an attorney who can ensure that you receive the full amount of compensation.
Involvement of Multiple Parties or Undetermined Liability
When you are the victim of an accident that has multiple parties involved, you should contact an attorney, as you often get into a tangled situation between multiple insurance companies. Think of a multi-injury accident: meanwhile, there may not be a lot of money in the settlement, but you may also be subjected to claims from other parties, resulting in seeing your share of the settlement due to you for the accident drastically reduced (if not cancelled). An attorney will be able to advise you for the best and defend you against countersuits or any other kind of claims from other parties involved.
Unsatisfactory or missing compensation offer
Sometimes, insurance companies do not make offers of compensation, or they refuse to make a fair offer; at this point, if you are unable to respond in a timely manner to the other party because you are not an expert in the field, a personal injury lawyer will be able to help you. Then there are extreme situations, where the insurance company is in blatant bad faith; in this case, a litigation lawyer will have the right experience to handle these situations.